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SWIFT code, BIC code, SWIFT ID or SWIFT - BIC (ISO 9362) is a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO).

It is a unique identification code for both financial and non-financial institutions.

These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks.

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Swift Code also known as BIC Code is a unique bank identifier used to verify financial transactions such as a Bank Wire Transfer.

A Swift Code is the standard format for Business Identifier Codes (BIC) and it's a unique identification code for banks and financial institutions globally.

These codes are used when transferring money between banks, in particular for international wire transfers or SEPA payments.

The overlapping issue between ISO 9362 and ISO 13616 is discussed in the article International Bank Account Number (also called IBAN).

The SWIFT network does not require a specific format for the transaction so the identification of accounts and transaction types is left to agreements of the transaction partners.

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